About Our Coverage

Coverage and choices to suit your needs...

• Occurrence or Claims-Made Coverage
• Defense costs paid in addition to limit of liability
• Subluxation based premiums
• First Aid Medical Expense coverage regardless of Legal Liability
• Sexual Misconduct Defense Coverage
• Loss of Earnings $250 per day; up to $5,000 when you assist in defending against a claim
• Locum Tenens (non-maternity) up to 60 days per year
• Defense Expense for required appearances before Professional Licensing Boards
• Free Extended Reporting Period
• Coverage (tail) at age 55 and 5 years Coverage for service as a member of a formal Accreditation Standards Review Board
• Shared Limit Coverage for Corporation/Partnership at no additional cost
• Separate Limit Coverage available for Corporation/Partnership for only 10% additional charge
• Vicarious Liability Coverage for Subcontractors available for 10% additional charge