Whether you run a solo clinic or a growing practice, securing insurance coverage for your chiropractic business isn’t just a good idea—it’s a necessity. And like any major decision, it starts with doing your homework. Requesting a chiropractic business insurance quote is a smart first move toward finding the protection that fits your needs and safeguards your livelihood.
The goal of requesting a chiropractic business insurance quote is to find the one that suits your insurance needs. As a result, you can sleep well at night knowing that your chiropractic business and your professional reputation have the needed protection.
Here are insurance options to include in your chiropractic insurance:
Malpractice coverage – giving protection against allegations of negligence — from patients who claim spinal injuries, nerve damage, or worsening of a condition after treatment, misdiagnosis, or improper technique.
Workers’ compensation – Workers’ compensation insurance pays for medical care and rehabilitation for employees who are injured on the job or contract a work-related illness. Workers’ compensation also covers a portion of an employee’s lost wages, disability benefits, and death benefits for the dependents of employees killed in work-related accidents.
What you’ll need before requesting a quote
The more detailed you are in providing your business information, the more accurate the chiropractic business insurance quote is, so be ready to provide:
- Your business name (if applicable)
- Location (home-based, studio, spa, or mobile)
- Years of experience (it impacts the perceived level of risk)
- Certifications and license details
- Services offered
- Estimated number of clients per week or year
- Annual revenue (approximate is fine)
How to Get a Quote in 3 Easy Steps
1. Research insurance providers
There are plenty of chiropractic insurance providers across the United States, and online tools can help you find some good prospects. A good rule of thumb is to list 4 to 5 candidates.
2. Use their online quote tool
It provides you with an easy way to get information about their insurance products, including prices. Quotes allow you to compare your prospects with ease.
3. Call to finalize your list
After comparing quotes, the next step is to call your prospects for clarification and customization. During this stage, you may want to discuss the coverage limits, monthly or annual premiums, and possible discounts.
Pro tip: Choosing the cheapest chiropractic insurance does not always mean you get the best.
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Are you looking for a reputable chiropractic business insurance? Look no further than ChiroSecure. Request a quote today. Call us at (866) 802-4476 for inquiries.