Running a company can be so challenging. From time to time, you face issues from different fronts. But that should not be a reason not to pursue your passion for business – whatever type it may be.
If you are running a business of alternative healthcare, particularly a chiropractic clinic, you can be vulnerable to lots of issues. From treating patients to handling workers, for instance, you can be subject to legal complaints. Should that stop you? No. The good news is, there are available chiropractor business insurance packages to choose from to protect your reputation and your business.
Chiropractor business insurance comes in different packages. If you do not have the protection you need yet, you can choose from several options below:
Business Owner Policy – A package policy that is designed to cover major property and liability exposures as well as a loss of income if a business cannot operate for some time. For instance, if inclement weather damages your property or if it gets flooded, and you have to close for two months, a business owner policy would give coverage.
Workers’ Compensation – Chiropractor business insurance may also cover workers’ compensation. This package inclusion pays for medical care and rehabilitation for employees who are injured on the job or contract a work-related illness. Also, it covers a portion of an employee’s lost wages, disability benefits, and death benefits for the dependents of employees killed in work-related accidents.
Massage therapy malpractice – Chiropractors also have the option to include massage therapy malpractice insurance, which covers energy therapy, movement therapy, and spa therapy. You may consider other optional coverage as well like hot stone coverage, skincare, personal trainer, and more.
Running a chiropractic clinic is a challenging endeavor. But getting insurance will significantly lessen the anxiety, knowing that it protects from suits that may occur in the course of your practice.